Richard D. Noah, CFP®, ChFC®
Richard Noah is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Financial Consultant® (ChFC®) with 25+ years of experience in the financial services industry. He founded Legacy Financial Services to offer high-quality, genuine comprehensive financial planning services to his clients.
He adheres to a professional code of ethics and stays current on planning strategies and financial trends through continuing education.
A lifelong resident of Northwest Iowa, Richard was raised in Cherokee, Iowa, and graduated from Buena Vista College in Storm Lake in 1989. He then spent 10 years in Sioux City with a private financial planning firm. Richard and his wife, Amy, wanted the easier pace of a small town, so they moved to Spencer in 1999 where they enjoy a fulfilling life with their three children: Andrew, Cal, and Autumn.
Richard’s main leisure activity is spending time with his family. The Noah family has an active lifestyle, which includes camping, participating in family events and attending activities their children are involved in. When time allows, Richard and his wife enjoy taking a leisurely ride on his Dyna Wide Glide Harley Davidson. He also likes to spend time with friends on his road bike and has participated in the Iowa Register's Annual Great Bicycle Ride Across Iowa, also known as RAGBRAI, on several occasions. Richard is active with his church and recently served as a member of the Finance Committee.
Richard strongly believes in giving back to the community. He has served as President as well as Treasurer of the Kiwanis Daybreakers Club, is a member of the Spencer Ambassadors through the Chamber of Commerce, and is also a member of the Spencer YMCA Foundation.
His favorite quotes come from two super achievers. The first is from famed UCLA basketball coach John Wooden: “Things work out best for those who make the best of how things work out.” The other is from former United States President Ronald Reagan: “There are no limits to growth because there are no limits of human intelligence, imagination and wonder.”
Kathleen Essick
Kathy Essick joined Legacy Financial Services in 2013. She assists Richard with client services, including client advocacy, setting up and implementing financial plans, managing compliance, Wealth Vision reporting, and other key tasks.
She brings 35 years of experience in the accounting field to her role at Legacy Financial Services. Most recently, Kathy performed as the Chief Financial Officer for a non-profit agency, the Northwest Aging Association. She earned her accounting degree from the Spencer School of Business.
Kathy lives in Spencer with her husband, Ray. They have three grown children. She likes to spend her free time with family, gardening and landscaping, sewing, and enjoying the outdoors. Some of her most treasured memories involve family vacations to Glacier National Park in Montana.
Molly Carr
Molly Carr was born and raised in Spencer and graduated from Rochester Community College in 2003. After college she moved to Phoenix, AZ, where she lived for 14 years. While in Phoenix, she worked with companies in their accounts receivable and accounts payable departments.
Molly and her family moved back to Spencer in 2017 in order to be close to family. After spending some time at home with her children, she decided to enter the workforce and joined our team in March 2019. Since starting with us as an assistant, she has acquired her life and health insurance license.
Molly and her husband, Michael, enjoy spending time with their family and friends. They especially enjoy spending time with their children playing outside, riding bikes, camping and traveling.
Meet Richard Noah and Kathleen Essick
